Monday, January 30, 2012

Disney Without Debt - Saving

Some people would say that splurging is totally acceptable when at Disney World. They say that in order to have the best experience possible you have to charge what you can’t afford.

I must, respectfully, disagree. I want you to have the most magical time possible, but as Dave Ramsey has said before, “The best vacation is the one that doesn’t follow you home.”

This is not a blog about frugality – I’m not going to suggest that you should pack sandwiches in a backpack for lunch, unless that’s what you want to do. But if you want to eat at one (or more) of the many restaurants, I say go for it, as long as you can afford it.

Disney is a great place, but it’s not worth going into debt over. Many people may disagree with me, but take it from someone who cannot pursue his dream job right now because of debt, it’s really not.

My recommendation – start saving now. You can make a “Disney World” section in you budget, but you can also come up with more creative ways to save money. For example, I have some friends who were planning a trip to Disney with their kids. Leading up to their trip, they weighed many purchases against going to Disney. If they wanted to order pizza one night, they would say, “do we really want pizza or do we want to take the $20 or so and put it towards our Disney trip?” If they really wanted pizza, that was fine, but if they decided that the Disney trip was more important, they would take that money and set it aside for the trip. I think that’s a great idea.

What about you? What are ways that you have saved up for your Disney trips in the past or what ways can you start now?

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